About AMKI & Associates
At AMKI & Associates, we specialize in providing comprehensive solutions for businesses facing challenges with unpaid invoices and cash flow management. With over 35 years of experience in the collections industry, our mission is to safeguard your financial health and ensure your business thrives. We are committed to ethical practices and building lasting relationships with our clients. Our approach is designed not just to collect debts, but to empower businesses with the tools and knowledge they need to avoid future issues.

Our Team
Get to Know AMKI Professionals
Our team is at the heart of AMKI & Associates. We pride ourselves on our strong culture of collaboration and dedication to excellence. Each member brings unique skills and insights, allowing us to provide tailored solutions for every client. We believe in transparency and integrity, which fosters trust and enables us to work closely with our clients.
Carmen Wilks
Carmen is our lead collections specialist with a passion for helping businesses recover what's rightfully theirs. Her commitment to client success is unmatched, and her strategic insight has led to numerous successful recoveries. She has well over 30 yrs experience. She has a love for the Freight Industry and the Carriers that ensure our goods are in our homes. She has collected invoices for SAIA, ESTES, LANDSTAR, SMART FREIGHT FUNDING, and many more.
Judi Zachary
Judi has a drive that is unmatched. Her goal is to always do things the right way, do right by others. She will help each of our clients each step of the way, with a smile and a warm cup of coffee. She has a clear understanding that the goal of AMKI is to always protect our clients and she does this with passion.
Our Valued Clients
We are proud to work with a diverse range of clients from various sectors. Our partnerships are built on trust and mutual success. Below are just a few of the organizations we have had the pleasure of serving. Their success stories drive us to continue delivering the best possible service.